How it works
From first call to funded
No mystery and no committee. Here's exactly what happens when you bring us a deal.
Reach out
Fill out the form or call. Tell us what you're trying to do: purchase price, rehab budget, expected sale price, and timeline. If you don't have a specific property yet, that's fine; we'll walk you through how we lend so you're ready when you do.
We review the deal
Greg personally looks at the property and runs the comps. This is the part most lenders hand to a committee. We don't. If the value is there, we'll tell you quickly.
Apply online
If it's a fit, we'll send you a link to our online loan platform to submit your info and the deal details.
Sign your term sheet
You get a clear term sheet to review and e-sign. Everything is laid out upfront, with no long list of extra fees.
Get under contract
Send us the contract. Our attorney prepares the loan documents and we coordinate with your title company.
Insurance & closing prep
You'll provide proof of property insurance with the lender listed as mortgagee. We make sure title has everything needed to close.
Close & fund
We fund at closing through title. Then go do what you do best: make the property worth more.
What we require on every loan
- The property is an investment property. We never lend on owner-occupied homes.
- The loan is in first-lien position
- A lender's title policy through a title company
- Paid property insurance in place at closing
- Personal guarantee from the borrower
Need your flip funds fast?
Tell us about the deal. You'll talk to the person who approves the loan, not a call center.